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You see them frequently mentioned in travel sites/blogs, as they pay commission, but they claim to be set up with backpackers in mind.You can do things like extend policies indefinitely and/or make claims online whilst still on the road.Much of which is designed to part you from your money.It seems everyone has a story to tell or advice to give about a friend who travelled or something they did (often long-ago when the world was very different place).The world is a very different place and there is no one size fits all approach.
It is important to mention that the internet is fully of bold claims and misinformation regarding travel insurance as many websites (including at times this one) take a small referral commission for policies booked via them - be warned/wise.
allow you to insure yourself for extra lengths of time if you don't know how long your trip will be when you first take out the policy).
Multi-trip year-long policies often limit the length of your trip to 30 or 60 days (although 90 days can be found), making them fairly useless for many longer term trips.
More details on World Nomads, variations in regional coverage and small print on the insurance page.
Be warned that starting a new policy for another geographic region is often not possible during your trip (i.e.
Good insurance with loads of coverage is normally quite expensive: again the cheaper policies will not cover personal possessions, only medical costs (and with plenty of exceptions).